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reverse mortgage counseling

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    Retirement Planning

    HECM Counselor Certification Requirements

    Before anyone can take out a federally insured reverse mortgage, they must complete counseling with a specially certified professional. This guide explains the training, testing, background screening, and continuing education that HECM counselor certification requires, plus what borrowers should expect and how to spot a fake counseling offer.

    Sep 25, 2026

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